How does the residential care subsidy work for rest home care?
Common question · Elder Law · New Zealand · 23 October 2026
General information from Lawmateanz
In New Zealand, if you need long-term residential care in a rest home or hospital, you may qualify for a residential care subsidy, which helps pay for it.
First, a needs assessment must confirm that you need long-term care. Then Work and Income looks at your assets and income to decide whether you qualify.
If your assets are above a set threshold, you'll pay for your care up to a maximum contribution until your assets fall below it. Gifts made in previous years can be counted in the assessment.
Work and Income has current thresholds and forms, and a lawyer can help with asset and estate planning before an assessment.
Written by Lawmateanz, not by a lawyer. General information only, not legal advice about your situation. For advice about your own matter, talk to a lawyer.
Lawyer answers
Lawyers listed on Lawmateanz can answer this question. If you asked it, we'll email you as soon as it's answered.
Need help now? Get matched with a lawyerAre you a lawyer? Answer this question · List free on Lawmateanz
Related questions
General information only. Answers are written by independent lawyers based only on what's in the question. They aren't legal advice about your situation and don't create a lawyer–client relationship. For advice about your own matter, talk to a lawyer directly.
Ask your own questionGet matched with a lawyer