What do I have to tell my insurer in Australia?

Common question · Insurance Disputes · Australia · 23 October 2026

General information from Lawmateanz

For most consumer insurance in Australia, you have a duty to take reasonable care not to make a misrepresentation when answering the insurer's questions.

Answer questions honestly and completely.

If you misrepresent something, the insurer may be able to reduce or refuse a claim, or cancel the policy.

AFCA can help if you have a dispute.

Written by Lawmateanz, not by a lawyer. General information only, not legal advice about your situation. For advice about your own matter, talk to a lawyer.

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